Scared of the potential cost of travel insurance now you are over 75? Over 75 travel insurance has now become more affordable and accessible thanks to
B. Portwood's skills in offering Travel Insurance. The main benefits are the provision of cover for single trips up to 12 months. Cover is available for trips to America, Canada, or Australia if that is your destination.
Annual travel insurance is also available - but see our page about
annual travel insurance for ways to
reduce the cost.
There are many travel insurance options for the over 75 we offer. As well as
the three online services above (one of which offers a choice from several
policies) we have access to a wider range of policies if you contact us. The
range of covers is immense with cancellation cover ranging from £500.00 on some
of the cheaper policies to £10,000 on the better. For travellers needing higher
cancellation cover e.g. for cruise travel insurance,
we can either go to specialist insurers or negotiate a premium to extend the
There are many options - you can delete luggage and cancellation cover if you don't need them or you can remove the excess for instance
Medical conditions. Travelers with medical conditions
should be aware that they need to ensure that the medical conditions are covered.
The online quotes above provide online medical assessment tools so that the cost
of cover is known before the policy is purchased. Travellers with severe medical
conditions (those that cannot be covered when a quote is provided) can contact
us on 01207 509446. Please note that full details of medication and all
conditions that affect the traveller are required. It is not, normally, possible
just to cover some medical conditions and not others, since one condition may
have an adverse effect on another.
In general, travel insurance operates in 4 rating areas. The definition of Europe
can vary significantly between schemes - some provide substantially wider including countries in North Africa with a Mediterranean coastline (Morocco, Tunisia, Algeria, Libya, Egypt), as well as Israel, Lebanon, Syria and Turkey. Due to the political situation in some of these countries it is imperative that you check that the Foreign and Colonial Office haven't advised against travel. If they have then the policy will not be valid.
Examples of countries in each area are shown below - but, unless a quotation
system asks specifically for each country to be visited, be careful that they
are in the region selected. If in doubt - then call us.
Travel to the UK and Ireland
Always Included : England, Scotland, Wales, Northern Ireland
The following areas are rated as Europe: Eire (Ireland), Channel Islands, Isle of Man. Travellers living on the Isle of Man or the Chanell Islands will have to rate the UK as Europe
Always Included : Countries in Mainland Europe West of the Ural Mountains, Mediterranean Islands, Canary Islands, Azores, Morocco, Tunisia, Algeria, Libya, Egypt, Israel, Syria, Lebanon, Channel Islands, Isle of Man
Worldwide Excluding USA
Always Included : Anywhere other than USA/ Canada/ Caribbean Countries
Always Included : USA/ Canada